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THIS IS WHY CLIENTS
VALUE ME.

SACRAMENTO - GRANITE BAY - EL DORADO HILLS - FOLSOM - ROSEVILLE - ROCKLIN - AUBURN - LINCOLN - AND MORE! 

PREFERRED LENDER

OVER 200+ REVIEWS

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Outstanding loan officer

ZILLOW REVIEW

Cherry Sagun from Sacramento, CA

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Robert and his team made things stress free and strategically helped me get my home. With his expertise level, I felt I was being looked out for to ensure we close successfully and financially sound without surprises. AHL certainly delivered and would highly recommend! Thank you Robert & Team! You guys are amazing and truly care for your clients.

NO CREDIT CHECK REQUIRED!

Ready to take the next step?

 

Submitting a full application puts you in the strongest position to secure financing and compete with confidence in today’s market.

  • Unlock Full Pre-Approval Power
    A completed application gives us everything we need to issue a full pre-approval—not just a rate estimate. This shows sellers you're serious and ready to move fast.

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  • Speed Up the Process
    By providing all required documents upfront, we can streamline underwriting and minimize delays—so you're ready to make offers when the right home hits the market.

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  • Expert Navigation From Day One
    As your local mortgage advisor, I’ll walk you through the process, flag potential issues early, and help you avoid costly mistakes others might miss.

Not quite ready to apply?

 

Answer just a few questions to receive a personalized rate estimate.

  • Quick & Simple
    Just 5 questions and you’ll receive a customized quote—no hard credit pull, no obligation.

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  • Compare Options With Confidence
    See what’s possible based on your scenario, so you can make informed decisions when you’re ready to move forward.

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  • Access Expert Insights Early
    Even at this stage, you’ll have direct access to me for real-time guidance, tailored advice, and local market insight.

SET AN APPOINTMENT

ROBERT WILL CONTACT YOU SHORTLY. THANK YOU

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© 2022 by RAC HOME LOANS & ANSWER HOME LOANS inc.

© 2022 RAC HOME LOANS,  Brokered by Answer Home Loans, inc. licensed by the CA Bureau of Real Estate, NMLS# 1030702 DRE# 01933273 | NMLS# 826840 All rights reserved. Not all applicants will qualify. Rates, programs, and APRs subject to change at any time without prior notice.
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