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PURCHASE LOANS

There are many options when it comes to finding the right loan program, lender, & rates. Review our selection of loan programs then get connected with Robert Carrillo or Cassandra Leisure to help guide you through the entire process. 

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CONVENTIONAL

  • As low as 3% down

  • Typically lower payment that FHA

  • Mortgage insurance is not required for the life of the loan

  • Gift funds able to be used for down payment and closing costs

FHA

  • As low as 3.5% down

  • Low rates

  • Financing for challenged credit / low credit scores

  • Gift funds able to be used for down payment and closing costs

VA

  • No down payment required

  • Low interest rates

  • No mortgage insurance

JUMBO

  • Home loans up to $3 million

  • Competitive rates

  • Fast closing

SPECIAL FINANCING

  • Pool

  • Landscaping

  • Remodel

  • Home equity lines of credit

  • Bank statement loans

  • Debt Servicing coverage ratio loans (investor specific)

  • Stated income loans

  • And more!

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© 2022 by RAC HOME LOANS & ANSWER HOME LOANS inc.

© 2022 RAC HOME LOANS,  Brokered by Answer Home Loans, inc. licensed by the CA Bureau of Real Estate, NMLS# 1030702 DRE# 01933273 | NMLS# 826840 All rights reserved. Not all applicants will qualify. Rates, programs, and APRs subject to change at any time without prior notice.
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